Looking ahead we are going to meet more challenges and opportunities of our business segments.

First of all, the Group's factoring business is expected to receive steady growth by providing quality fund financing services to various Hong Kong and Mainland enterprises.

The development and construction works in our property development project at Kowloon Bay has begin, the Group will keep exploring new property development opportunities in Hong Kong.

Meanwhile, the Group will continue to expand its wine business and increase the vineyard's output for sale, which is expected to become another revenue generator for the Group in coming years.

Amid the very challenging environment, the Group will keep abreast of the market trend and be especially discrete when evaluating investment projects. We also continue to explore strategic partners for any co-operation, and to bring value and opportunities to our shareholders in order to maximize the shareholders' return.